Property insurance is a type of insurance coverage that provides financial protection against damage or loss to physical property. 

Dwelling Coverage: This protects the physical structure of the property itself, including the walls, roof, foundation, and attached structures like garages.

Personal Property Coverage: This covers belongings inside the property, such as furniture, clothing, electronics, and appliances, against damage or theft.

Additional Living Expenses (ALE): If a covered event renders the property uninhabitable.ALE coverage helps pay for temporary living expenses, such as hotel bills or rental costs, while the property is being repaired or rebuilt.